Privacy Policy | MDL Capital LLC

Effective Date: April 27, 2026

MDL Capital LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website mdlcapital.com (the "Site") or engage with our services.

1. Information We Collect

We may collect the following categories of personal information:

Information You Provide Directly

Contact Information: Full name, email address, phone number, and mailing address
Business Information: Company name, industry, revenue, and business needs
Communication Data: Messages, inquiries, and correspondence you send to us
Consent Records: Records of consent provided for communications, including SMS/text messaging opt-in

Information Collected Automatically

Device Information: IP address, browser type, operating system, and device identifiers
Usage Data: Pages visited, time spent on pages, referring URLs, and navigation patterns
Cookies and Tracking Technologies: We use cookies and similar technologies to enhance your experience and analyze site traffic

Important: All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

2. How We Use Your Information

We use the information we collect for the following purposes:

To provide, maintain, and improve our services
To respond to your inquiries and communicate with you
To send promotional and marketing text messages (with your consent)
To process applications and evaluate eligibility for our financial products
To comply with legal obligations and regulatory requirements
To protect against fraud, unauthorized transactions, and other liabilities
To analyze usage trends and improve our website and user experience

3. Text Messaging and SMS Communications

By providing your phone number and checking the SMS consent box on our contact form, you expressly consent to receive recurring promotional and marketing text messages from MDL Capital LLC. These messages may be sent using an automatic telephone dialing system (ATDS) or other automated technology.

Message frequency may vary, up to 4 messages per month
Message and data rates may apply
Reply STOP to opt out of text messages at any time
Reply HELP for assistance
Consent is NOT a condition of purchase or receiving services

Opt-In Data Protection: Your text messaging originator opt-in data and consent will not be shared with any third parties for their own marketing purposes. We do not sell, rent, or distribute your SMS opt-in information.

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following limited circumstances:

Service Providers: With trusted third-party vendors who assist in operating our business (e.g., IT services, analytics providers), subject to confidentiality obligations
Legal Requirements: When required by law, regulation, legal process, or governmental request
Business Transfers: In connection with a merger, acquisition, or sale of assets
Protection of Rights: To protect the rights, property, or safety of MDL Capital LLC, our clients, or others

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we securely delete or anonymize it.

7. Your Rights and Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

The right to access and obtain a copy of your personal information
The right to request correction of inaccurate information
The right to request deletion of your personal information
The right to opt out of marketing communications
The right to opt out of text messaging by replying STOP

To exercise any of these rights, please contact us at michael@mdlcapital.com.

8. Cookies

Our website uses cookies to enhance your browsing experience. Cookies are small text files stored on your device. You can control cookie settings through your browser preferences. Disabling cookies may limit certain functionality of the Site.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

MDL Capital LLC
139 Phila St
Saratoga Springs, NY 12866
Email: michael@mdlcapital.com